Banco Santander-Chile (NYSE:BSAC) and Farmers & Merchants Bank of Long Beach (OTCMKTS:FMBL) Head to Head Review

Banco Santander-Chile (NYSE:BSAC – Get Free Report) and Farmers & Merchants Bank of Long Beach (OTCMKTS:FMBL – Get Free Report) are both finance companies, but which is the superior business? We will contrast the two companies based on the strength of their valuation, risk, analyst recommendations, earnings, dividends, profitability and institutional ownership. Analyst Recommendations This […] Banco Santander-Chile (NYSE:BSAC) and Farmers & Merchants Bank of Long Beach (OTCMKTS:FMBL) are both finance companies. The two companies are compared to each other based on their valuation, risk, analyst recommendations, earnings, dividends, profitability, and institutional ownership. Banco Santandandile offers higher revenue and earnings than Farmers and Merchants Bank, which is trading at a lower price-to-earnings ratio than both companies. Farmers & Merchant Bank of L Beach pays out 20.2% of its earnings in the form of a dividend, while Bank Santandile has raised its dividend for 3 consecutive years. The company also provides commercial and retail banking services in Chile.

Published : 2 months ago by Defense World Staff in Finance

This is a breakdown of recent ratings for Banco Santander-Chile and Farmers & Merchants Bank of Long Beach, as provided by MarketBeat.

Banco Santander-Chile currently has a consensus price target of $19.97, indicating a potential downside of 0.17%. Given Banco Santander-Chile’s higher possible upside, research analysts clearly believe Banco Santander-Chile is more favorable than Farmers & Merchants Bank of Long Beach.

This table compares Banco Santander-Chile and Farmers & Merchants Bank of Long Beach’s gross revenue, earnings per share and valuation.

Banco Santander-Chile has higher revenue and earnings than Farmers & Merchants Bank of Long Beach. Farmers & Merchants Bank of Long Beach is trading at a lower price-to-earnings ratio than Banco Santander-Chile, indicating that it is currently the more affordable of the two stocks.

This table compares Banco Santander-Chile and Farmers & Merchants Bank of Long Beach’s net margins, return on equity and return on assets.

Banco Santander-Chile pays an annual dividend of $0.95 per share and has a dividend yield of 4.8%. Farmers & Merchants Bank of Long Beach pays an annual dividend of $112.00 per share and has a dividend yield of 2.5%. Banco Santander-Chile pays out 74.8% of its earnings in the form of a dividend. Farmers & Merchants Bank of Long Beach pays out 20.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Banco Santander-Chile has raised its dividend for 3 consecutive years. Banco Santander-Chile is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Banco Santander-Chile has a beta of 0.82, meaning that its share price is 18% less volatile than the S&P 500. Comparatively, Farmers & Merchants Bank of Long Beach has a beta of 0.41, meaning that its share price is 59% less volatile than the S&P 500.

Banco Santander-Chile beats Farmers & Merchants Bank of Long Beach on 12 of the 16 factors compared between the two stocks.

Banco Santander-Chile, together with its subsidiaries, provides commercial and retail banking services in Chile. It operates through Retail Banking, Middle-Market, Corporate Investment Banking, and Corporate Activities segments. The company offers debit and credit cards, checking accounts, and savings products; consumer, automobile, commercial, mortgage, and government-guaranteed loans; and Chilean peso and foreign currency-denominated loans to finance various commercial transactions, trade, foreign currency forward contracts, and credit lines, as well as mortgage financing services. It also provides mutual fund management, insurance and securities brokerage, foreign exchange services, financial leasing, financial consulting and advisory, investment management, foreign trade, leasing, factoring, treasury, and transactional services, as well as specialized services to finance residential projects. In addition, the company offers short-term financing and fundraising, and brokerage services, as well as derivatives, securitization, and other products; and manages capital allocations. It serves individuals, small to middle-sized entities, companies, and large corporations, as well as universities, government entities, and local and regional governments. The company was incorporated in 1977 and is headquartered in Santiago, Chile. Banco Santander-Chile operates as a subsidiary of Banco Santander, S.A.

Farmers & Merchants Bank of Long Beach provides various banking products and services to individuals, professionals, and small to medium-sized businesses in Los Angeles, Orange, and Santa Barbara Counties. It offers checking, savings, Christmas club savings, health savings, market rate savings, and money market accounts; demand and time deposits; certificates of deposit; and individual retirement account. The company also provides personal, home, commercial real estate, real estate and construction, and commercial business loans, as well as lines of credit; financing for residential loans comprising single-family and multifamily loans; and credit and debit cards. In addition, it offers account management, receivables and payables, and risk management services; commercial lending services; and faith-based and healthcare banking services, as well as online and mobile banking services. Farmers & Merchants Bank of Long Beach was founded in 1907 and is headquartered in Long Beach, California.

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Topics: Markets

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